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I use many different apps for earning money and saving money.

They’re all pretty unique, but each one has something I love.

These apps offer great referral bonuses.

UpStox App Refer and earn Rs. Refer Reward – Earn ₹300 per refer by referring your friends. The best way to multiply your earnings in a passive way is to invest your money in the stock market. UpStox is very good application where you can invest money in stock market, IOPs, mutual funds and more. Formerly known as Square Cash, Cash App lets you easily exchange money between family and friends. Invite your friends to try Cash App, and when they link a debit card and send in their first payment of $5 or more within the first 14 days, you’ll both get $5. Earn $50 for you and your friends when you invite them to join Chime.

When I refer a friend and they use the app, I get free money.

It’s so simple and those bonuses add up fast.

There are thousands of money making apps, so it may be hard to find the best apps for referral bonuses.

This post features 15 of our top picks.

These apps were chosen based on bonus amounts, requirements for getting the bonus, and more.

Check them out below to get started.

Table of Contents

1. Swagbucks

About Swagbucks

Swagbucks is an extremely popular GPT website and app, and they’ve paid over $350 million in cash and gift cards. This site is available to international users, and signing up is free and easy.

You can earn SB (points) for completing dozens of different tasks. Some examples include completing surveys, watching video advertisements, reading emails, and completing trial offers.

Each SB is worth about $0.01 and every task is worth a set number of SB. You’ll always know ahead of time how much the task pays, so you can choose whichever ones you prefer.

Swagbucks Referral Bonus

When someone signs up for Swagbucks using your referral link, you get 10% of their earnings for life. That means you’ll always earn extra SB as long as your referrals are active Swagbucks users.

Swagbucks Referral Bonus Requirements

Make sure your referrals use your link to sign up for their new account. That’s all you need to do; once they start earning, you’ll automatically get 10% of their SB.

Swagbucks Review

2. Ibotta

About Ibotta – Ibotta is frequently recommended in our posts, and it’s easy to see why. It’s one of the best grocery scanning receipts, and it helps you save and earn money. When you buy different products from thousands of retailers, Ibotta pays you cash back. All you do is take a photo of your receipt or scan the QR code. It doesn’t get much easier than that.

Ibotta Referral Bonus – You earn $5 for every person you refer to Ibotta.

Ibotta Referral Bonus Requirements – Refer friends to Ibotta using your unique referral code or link. You can find these in the Account section of the app. You’ll get your bonus payment when your referral scans their first receipt from their cash back purchase. Remind your referrals that they earn $10 for signing up, so it’s a great deal for both of you.

3. Dosh

About Dosh – Dosh is another well-known cash back app, but you earn money in a passive way. Simply start by linking your credit and debit cards to Dosh. When you shop at Dosh partner retailers, you earn cash back. They partner with many popular retailers, so the whole process is fairly easy. You can easily earn money just by making everyday purchases.

Dosh Referral Bonus – You earn $5 every time you refer a friend to Dosh.

Dosh Referral Bonus Requirements – Refer friends by using your unique referral URL featured in the app. Once a referral links a credit/debit card and makes a cash back purchase, you are awarded your bonus.

4. Vindale Research

About Vindale Research – Vindale Research is one of the leading survey platforms. This isn’t technically a smartphone app, but the survey website is mobile friendly. You just have to register for free and start taking paid surveys. The surveys are very diverse and plenty of them are always available. Our Vindale Research review is great for learning how to earn up to $12 per hour on this survey site.

Vindale Research Referral Bonus – You’ll receive a $5 bonus per referral.

Vindale Research Referral Bonus Requirements – Refer new users to Vindale Research by using your unique signup link. Once a referral completes their first survey, $5 is deposited into your account. Remind your referrals that they’ll earn a $2 bonus when they sign up, too.

5. YouGov

About YouGov – YouGov is a very unique survey app and website. Most surveys are used for market research and ask similar questions. YouGov collections your opinions about current events, news, media, pop culture, and more. There are no right or wrong answers. The surveys are pretty short, and you’re never screened out while taking them.

YouGov Referral Bonus – You’ll earn 4,000 YouGov points for every successful referral. This is approximately $2.40 depending on the payment method you choose.

YouGov Referral Bonus Requirements – YouGov referral bonus requirements are a bit different than others. First, send your unique referral link to friends or share it via social media. Once your referrals complete three to six surveys, you receive your bonus. The reported number of surveys they must take varies. Make sure to tell your referrals they get 2,000 free points for signing up.

6. TopCashback

About TopCashback – There are tons of cash back portals for online shopping, but TopCashback is one of our favorites. TopCashback partners with over 4,000 online retailers and you earn cash back when you shop at those retailers. You’ll also get access to coupon codes and money saving deals. It’s truly an ideal tool for online shoppers.

TopCashback Referral Bonus – You’ll earn $10 every time you refer a new user to TopCashback.

TopCashback Referral Bonus Requirements – You can find your unique referral link when you log into your TopCashback account. When your referral signs up and earns $10 in cash back, you’ll get access to your $10 bonus. Encourage people to sign up by letting them know they’ll receive a $10 welcome bonus!

7. BeFrugal

About BeFrugal – BeFrugal is my go-to cash back portal, and there are so many things I love about it. They offer high cash back amounts and back them up with the BeFrugal Cash Back Rate Guarantee. This ensures you’ll always get the best deal with them. They partner with over 5,000 retailers, feature coupon codes, and offer limited-time bonuses. It makes any online shopping experience better.

BeFrugal Referral Bonus – You earn a $10 bonus when you refer a new user to BeFrugal.

BeFrugal Referral Bonus Requirements – Click the Refer-A-Friend button on your BeFrugal dashboard. You can share your referral

Referral Money Earning Apps